I am a 27 year old first time home buyer and let me tell you how terrifying that feeling can be when you have no clue where to start! Thankfully, this awesome duo left their business card while I was at work and I am so glad they did. I called them and they welcomed me in with open arms! They explained the process start to finish in such an easy way to understand. I also used their reference for F&M Mortgage in Murfreesboro, TN and I have never been so happy with my decision. I never felt pressured and I was always reassured when I had any concerns. They truly want to make a difference and they deliver. If you want a team that makes you feel like part of the family then please take the first step and reach out to them with any questions you have today! They are more than happy to help your dreams become a reality. I went in unsure and skeptical and came out with a lifelong friendship and home that is made for my family!